SedanRates

Not a lender · Free to ask

Personal loans · $100 – $5,000 · all credit types considered

A small cream sedan on a winding coastal road above a turquoise sea

Check your loan options

$100 – $5,000 · as soon as the next business day, if approved

Secure form · Checking your options won't affect your credit score · Free

  • Not a lender
  • Free to use
  • All credit types considered
  • Lender terms before you accept

Payday is around the next bend. This week is the long road.

One short personal loan request, shared with lenders in our network. SedanRates is not a lender.

Mile markers before payday

Passed any of these this week?

  1. Driving to work on the fuel light.
  2. Packing lunch every single day.
  3. Checking the balance at every red light.
  4. Telling friends you'll catch the next one.
  5. Moving a bill to the day after payday.
  6. Counting the days in your head on the commute.

Lots of people drive that stretch. One request for $100 – $5,000 goes to lenders who consider all credit types. If approved, funds can arrive as soon as the next business day.

See my options

How it works

Three bends, one road.

  1. Bend 1

    Fill in one short form

    Amount and a few details. Minutes, not hours.

  2. Bend 2

    Lenders review your request

    It goes to lenders in our network. Each decides for itself.

  3. Bend 3

    See the terms, then decide

    The lender shows its own terms before you accept. Yes or no is yours.

Plain terms

No surprises on the straight.

  • SedanRates is not a lender. We pass your request along. Lenders decide.
  • We never set a rate. The lender shows its own APR, fees and dates before you accept.
  • Free and optional. No fee to ask, no duty to take an offer.

Questions

Before you set off.

Is SedanRates a lender?

No. SedanRates is not a lender. It passes your personal loan request to lenders in its network, and each lender decides on its own.

Will checking my options affect my credit score?

No, checking your options won't affect your credit score. A lender may run its own credit check as part of considering your request.

Does SedanRates show me a rate?

No. SedanRates never sets or shows a rate. If a lender makes an offer, the lender shows its own APR, fees and terms before you accept.

How much can I ask for?

Between $100 and $5,000. The lender decides what it can offer.

Is the service free?

Yes. There is no fee to send a request and no obligation to take an offer.

When could funds reach my account?

As soon as the next business day, if approved. The lender gives its timing before you agree.

Long road to payday?

One short form. Lenders who consider all credit types. Terms first, always.

Check my options